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Tracker remortgages are directly tied to an external interest rate, usually the Bank of England’s base rate, plus a set margin. This means your repayments can go up or down depending on changes to the base rate.

While tracker rates can offer savings during times of low interest rates, it’s crucial to be prepared for potential rate increases. Assessing your financial stability and ability to manage higher repayments in the future is vital.

A mortgage advisor can provide insights on whether a Tracker remortgage suits your financial situation and help you understand the potential risks and benefits.

Exploring Tracker remortgages? Fill in our form to get started finding the best remortgage rates.

Why Use Us?

Unbiased & Impartial - We search every remortgage lender in the UK. We're an independent website with no affiliation to any remortgage lender and therefore we don't promote any "special offers" from specific lenders.

Whole of Market - We search the whole of the remortgage market including exclusive quotes and rates sometimes available to remortgage brokers.

How It Works

  1. Complete our simple form
  2. We'll search for the latest rates from the remortgage market (including any exclusive online rates)
  3. You'll receive a no-obligation remortgage quote
  4. It's over to you - if you're offered a rate that meets your needs that's great, but if it doesn't then there's no obligation to proceed

What People Say

"He has kept me posted every step of the way and explained everything fully. There were no hidden costs. I would definitely recommend and will not hesitate to use them in the future"


"Very satisfied with the service received ! The advisor was excellent handling our remortgage and was very helpful with all questions we had and changing our term twice! Thanks again!"

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What do we search?

Example savings based on borrowing £150,000 over 25 years, fixed for 10 years at 4.83%*, compared to an example mortgage rate of just 8.74% (this is the savings overs 10 years!)

21,900

Mortgage Deals

186

Lenders

4.83%*

Rates from

30

Seconds to Quote

*Example rate shown is a 10 year fixed rate mortgage from Lloyds Bank with an initial rate of 4.83% for 10 years; then reverts to SVR after intro period (12/09/2023). The rates shown are for illustrative purposes only, they should not be taken as any form of advice or recommendation. Actual mortgage quotes are based on individual circumstances.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY.