Use our free mortgage service to compare rates from the UK's leading lenders.
We have access to mortgage rates from as little as 4.83%*
Compare Offset mortgage rates against the mortgage market to see how much you could save?
| Low-Cost Payments | |
| £50,000 | from £287 per month |
| £100,000 | from £575 per month |
| £150,000 | from £862 per month |
| £200,000 | from £1149 per month |
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Offset remortgages provide a unique way to use your savings to reduce your mortgage balance, resulting in lower interest payments. By linking your savings account to your mortgage, you only pay interest on the difference.
This type of remortgage offers flexibility, as you can access your savings when needed. However, it’s crucial to maintain a sufficient balance to ensure that the benefits outweigh the potential loss of interest earnings on your savings.
Seeking advice from a mortgage advisor can help you determine if an Offset remortgage aligns with your financial objectives and lifestyle, ensuring a wise financial decision.
Exploring Offset remortgages? Fill in our form to get started finding the best remortgage rates.
Unbiased & Impartial - We search every remortgage lender in the UK. We're an independent website with no affiliation to any remortgage lender and therefore we don't promote any "special offers" from specific lenders.
Whole of Market - We search the whole of the remortgage market including exclusive quotes and rates sometimes available to remortgage brokers.
"He has kept me posted every step of the way and explained everything fully. There were no hidden costs. I would definitely recommend and will not hesitate to use them in the future"
"Very satisfied with the service received ! The advisor was excellent handling our remortgage and was very helpful with all questions we had and changing our term twice! Thanks again!"
Example savings based on borrowing £150,000 over 25 years, fixed for 10 years at 4.83%*, compared to an example mortgage rate of just 8.74% (this is the savings overs 10 years!)
21,900
Mortgage Deals
186
Lenders
4.83%*
Rates from
30
Seconds to Quote
*Example rate shown is a 10 year fixed rate mortgage from Lloyds Bank with an initial rate of 4.83% for 10 years; then reverts to SVR after intro period (12/09/2023). The rates shown are for illustrative purposes only, they should not be taken as any form of advice or recommendation. Actual mortgage quotes are based on individual circumstances.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY.
